Disclaimer
Last updated: June 1, 2026
This Disclaimer applies to the use of Clarity Finance and its content. We provide educational information on financial planning fundamentals for UK residents, including household budgeting, ISA savings awareness, emergency fund building, and long-term goal setting. Our content is intended for general informational purposes only and should not be considered as personal financial advice, recommendations, or endorsements of specific financial products or services.
No Professional Advice
The information contained on our website is provided for educational purposes only. We do not provide personalised financial advice, investment advice, or professional financial planning services. Nothing on our site should be interpreted as a substitute for professional financial advice from a qualified financial advisor, tax professional, or other licensed financial service provider.
While we aim to provide accurate and helpful information about household budgeting, ISA savings accounts, emergency fund strategies, and goal-setting principles aligned with FCA guidance, individual financial circumstances vary significantly. We strongly encourage you to consult with a qualified financial advisor before making any financial decisions or implementing strategies discussed on our website.
All content is based on general principles and publicly available information. We do not guarantee that any strategies or approaches discussed will be suitable for your specific situation. Your financial needs, goals, and risk tolerance are unique, and professional guidance is essential for developing a personalised financial plan.
Limitation of Liability
We make no warranties or representations regarding the accuracy, completeness, or timeliness of the information provided on our website. To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on our content, services, or any information provided.
We do not guarantee that our website will be uninterrupted, error-free, or free from viruses or other harmful components. Your use of our website is at your own risk. We are not responsible for any loss or damage resulting from your reliance on our educational materials or any third-party resources you may access through our website.
Financial markets, tax regulations, and product offerings change regularly. While we endeavour to keep our content current, some information may become outdated. We recommend verifying any information with current sources and professional advisors before taking financial action.
General Terms
We reserve the right to modify, suspend, or discontinue our website or any portion thereof at any time without notice. We may also update this Disclaimer at any time, and your continued use of our website constitutes acceptance of any such changes.
- All content is provided “as is” without warranty of any kind
- We are not liable for decisions made based on our educational content
- Third-party links and resources are provided for convenience only
- You are responsible for evaluating the suitability of any information for your circumstances
- Financial planning requires professional guidance tailored to your situation
FCA Guidance and Regulatory Context
Our content references guidance and principles aligned with the Financial Conduct Authority (FCA) standards for UK financial consumers. However, we are not regulated by the FCA and do not provide regulated financial services. Our educational materials are intended to promote financial literacy and awareness of important planning concepts, not to replace professional advice from FCA-regulated advisors.
If you require regulated financial advice, investment advice, or insurance advice, you should consult with a qualified financial advisor registered with the FCA. For complaints or concerns about regulated financial services, you may contact the Financial Ombudsman Service.