Terms of Service
Last updated: June 1, 2026
These Terms of Service govern your use of Clarity Finance and its services. By accessing and using our website, you agree to comply with these terms and all applicable laws and regulations. If you do not agree with any part of these terms, please do not use our services. We reserve the right to modify these terms at any time, and your continued use of our platform constitutes acceptance of any changes we make.
Acceptance of Terms
By visiting our website and using the educational resources we provide, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. We provide information on financial planning fundamentals, household budgeting strategies, ISA savings awareness, emergency fund building, and long-term goal setting in accordance with FCA guidance. Your use of our platform indicates your acceptance of these terms in their entirety.
If you are under the age of 18, you must obtain parental or guardian consent before using our services. We are not responsible for any unauthorised use of our platform by minors without proper consent. Access to our educational materials is intended for individuals seeking to understand financial planning principles within the UK context.
User Obligations
As a user of our platform, you agree to use our services in a lawful and ethical manner. You must not engage in any activity that could disrupt, damage, or impair our website’s functionality. You are responsible for maintaining the confidentiality of any account information you create and for all activities conducted under your account.
- You must not attempt to gain unauthorised access to our systems or data
- You must not reproduce, distribute, or republish our content without permission
- You must not use our platform for commercial purposes or automated data collection
- You must provide accurate information when interacting with our services
- You must comply with all applicable UK financial regulations and laws
We expect all users to treat our platform and other users with respect. Any violation of these obligations may result in immediate suspension or termination of access to our services without notice.
Intellectual Property Rights
All content on our platform, including text, graphics, logos, images, and educational materials, is protected by copyright and other intellectual property laws. We retain full ownership of all original content, including our financial planning guides, budgeting tools, ISA savings information, and emergency fund resources. You may view and download content for personal, non-commercial use only.
You may not modify, translate, adapt, or create derivative works based on our content without explicit written permission. Any unauthorised reproduction or distribution of our materials violates copyright law and these terms. We actively monitor for intellectual property violations and will take appropriate legal action against infringers. All FCA-aligned guidance and financial education materials remain our exclusive intellectual property.
Limitation of Liability
Our educational resources are provided on an “as-is” basis. While we strive to ensure accuracy, we make no warranties regarding the completeness or reliability of our information. We are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our platform or reliance on our content. This includes losses related to financial decisions based on our educational materials.
Our platform provides general educational information only and does not constitute personalised financial advice. You should consult qualified financial advisors before making investment decisions. We are not responsible for third-party content or external links. Your use of our services is entirely at your own risk, and we disclaim all warranties to the maximum extent permitted by law.
Termination of Access
We reserve the right to terminate or restrict your access to our platform at any time, for any reason, with or without notice. Grounds for termination include violation of these terms, misuse of our services, or engagement in illegal activities. Upon termination, your right to use our platform ceases immediately, and you must stop accessing our content.
Termination does not relieve you of any obligations incurred prior to termination. We may also suspend access temporarily for maintenance, updates, or security purposes. Any user accounts created for fraudulent purposes will be immediately terminated. We encourage responsible use of our financial planning resources and maintain the right to enforce these terms strictly to protect our platform and community.